Saturday, February 29, 2020
How to Format a UK Business Letter
How to Format a UK Business Letter  How to Format a UK Business Letter  How to Format a UK Business Letter                                      By Ali Hale                                            	  I covered writing US business letters, but I know we have a number of readers in the United Kingdom too ââ¬â or readers who might want to write to companies within the UK. Iââ¬â¢ll just be covering the formatting here rather than explaining again why each element is included, so you might want to read the article on US business letters first.  The UK format is similar to US full block format, with these key differences for UK letters:    The return address is right-aligned  The date is written as ââ¬Å"15th May 2008â⬠ not ââ¬Å"May 15, 2008â⬠  A comma, not a colon, follows the recipientsââ¬â¢ name  The subject (if included) is centred    In the UK, a standard business letter looks like this:    Just as with the US examples, Iââ¬â¢ll break the letter down into the main elements, working from the top to the bottom.  Your Address  Your address, also known as the ââ¬Å"return addressâ⬠, comes first (leave this off if youââ¬â¢re using letter-headed paper).  123 Old Road  Newtown  London  SW1 3AA  Your return address should be right-justified.  The Date  Directly beneath this, the date on which the letter was written:  15th May 2008  In the UK, the day comes before the month, and it is fine to put ââ¬Å"stâ⬠, ââ¬Å"ndâ⬠ or ââ¬Å"thâ⬠ after the dayââ¬â¢s date, eg. ââ¬Å"15thâ⬠ ââ¬Å"1stâ⬠ or ââ¬Å"2ndâ⬠.  You can position the date on the right or on the left of your letter.  Recipentââ¬â¢s name and address  Beneath this, you should put the recipientââ¬â¢s name and address, just as it would appear on the envelope. If youââ¬â¢re using a window envelope, make sure itââ¬â¢ll show through when the paper is inserted.  The recipientââ¬â¢s name and address should be positioned on the left-hand side.  The Greeting  After their address, you should leave a lineââ¬â¢s space then put ââ¬Å"Dear Mr Jonesâ⬠, ââ¬Å"Dear Bobâ⬠ or ââ¬Å"Dear Sir/Madamâ⬠ as appropriate. Follow this with a comma.  The greeting should be left-aligned.  The Subject  You may want to include a subject for your letter  this is often helpful to the recipient, especially if they receive a lot of mail. If you do include a subject line, thsi should be directly below the Dear name, centered on the page, and can be in bold, uppercase or both to make it stand out.  The Text of your Letter  The main body of your letter should have:    Single-spacing between lines  A blank line (NOT an indent) before each new paragraph    Each new paragraph should start at the left hand side.  The Closing and Your Name and Signature  After the body of text, your letter should end with an appropriate closing phrase such as ââ¬Å"Yours sincerelyâ⬠ or ââ¬Å"With best regardsâ⬠, and a comma.  Leave several blank lines after the closing (so you can sign the letter after printing it), then type your name. You can optionally put your job title and company name on the line beneath this.  Joe Bloggs  Marketing Director, BizSolutions  The closing and your name and signature should all be on the left hand side.  Still stuck? Try this letter writing exercise ââ¬â itââ¬â¢s aimed at school-kids in the UK, but itââ¬â¢s good fun for adults too!                                           Want to improve your English in five minutes a day? Get a subscription and start receiving our writing tips and exercises daily!                Keep learning! Browse the Business Writing category, check our popular posts, or choose a related post below:Writing Prompts 101The Four Sounds of the Spelling OUApostrophe with Plural Possessive Nouns    
Thursday, February 13, 2020
Economics Assignment Essay Example | Topics and Well Written Essays - 1250 words
Economics Assignment - Essay Example    Other ways to alter money supply in the economy may include altering discount rates, quantitative easing and Funding; however, the main emphasis of monetary policy is the ââ¬Å"Open Market Operationsâ⬠ through which the government alters money supply in the economy. It is first important to understand how banks operate; banks lend out money to open public, this money when lend out in the economy is bound to come back to the banks as deposits by other people. Thus, the bank has more and more money to lend out. However, the bank keeps certain amount of money as a safety measure to cater to demand of withdrawal of money by customers. The percentage of deposit kept safe by the bank is determined by the ââ¬Å"Liquidity Ratioâ⬠. Example, if the liquidity ratio is 10%, and Mr. X comes and invests $100 in a bank, the bank would keep $10 as a reserve and would lend out the remaining $90 to customers. This increases money supply; the more money that flows in the bank, the more cred   it creation takes place. Open Market operations refer to buying and selling of bonds that happens between the Central bank and the commercial banks. Commercial banks are very powerful when it comes to money creation or contractions. Thus, in case the government wants an expansionary monetary policy, the Central bank would ask the commercial banks to print fancy stamped papers with net amounts written (known as BONDS) and sell them to Central Bank. The central bank would buy the bond and pay the commercial bank money for the bond. Thus, this money is used by the commercial banks to make more credit as they give out this money to buyers. These people spend, Example, Mr. X borrowed $90 and bought a Dell Computer, now Dell would deposit the $90 back in the bank and thus the bank would make a further loan of $81 (90% of $90) and this cycle goes on. This leads to money being multiplied and as a result, because of the Money Multiplier effect, $100 becomes approximately $1000 in the economy    at a 10% liquidity ratio rate. This is an expansionary monetary policy that is used in times of recession to bring the economy back or close to the full employment level of output. Money Multiplier = 1 / Liquidity Ratio Similarly, if the government wishes to contract the money supply, it does the opposite; the central bank prints and sells bonds to the commercial banks (taking out its reserves) thus the commercial banks have lesser funds to give out as loans in the economy and the overall economy contracts. This contracts the money supply and is used in times of inflation. This concept also has another vital aspect to it, the impact of interest rates as a result of money supply. Money supply is directly linked to the interest rates, as shown below: Increases in money supply (via expansionary monetary policy) decreases interest rates (as shown above, from i1 to i2), this means people would be less willing to save and hence have a greater marginal propensity to consume*. Consumption    will likely to go up as people would tend to spend more than they save, owing to low interest rates. Credit card purchases would be encouraged and investments would be made more attractive at lower interest rates. Also, owing to the wealth effect, the people would be willing to spend       
Saturday, February 1, 2020
English Literature Essay Example | Topics and Well Written Essays - 750 words - 3
English Literature - Essay Example    ââ¬ËBrowsingââ¬â¢ no longer connotes rifling through the pages of a book, but the surfing of the net. The very word ââ¬Ëreadingââ¬â¢ is no longer confined to print, but to the perusal of text on the monitor of a computer. Everything, from dictionaries to atlases, has been usurped by the net. After all, who wants an atlas, when one can have ââ¬ËGoogle Earth?ââ¬â¢ When books themselves seem well on the way to surviving only as bound exhibits in museums, or fashion statements on coffee tables, does the study of Literature remain relevant today? However, anyone who has curled up on a sofa with a detective yarn, sighed over a tale of unrequited love, or laughed out loud over the antics of a comic hero, can shrug aside such cynicism. Anyone who has ever experienced the magic of books can hold fast to the certainty that Literature will always remain an integral part of a cultured, fulfilled human life.    Literature is the expression of the highest human thought. Yes, scientific knowledge exhibits mansââ¬â¢ intellectual achievement and itsââ¬â¢ manifestation in the mastery of the physical world. But, it is Literature which satisfies the soul, along with music and art. After all, it is this striving for more than the mere satisfaction of basic physical needs which distinguishes man from the animals. The beauty of the written word transcends that of Nature, and it is Literature which gives expression to this beauty. Life is shaped by Literature. From Aesopââ¬â¢s fable of The Fox and the Grapes to the nursery rhyme of The Little Engine Which Could, from the adventures of the Hardy Boys to tales of Sinbad the Sailor, from Greek and Indian mythology to Shakespeare and Steinbeck, Literature gives expression to the lessons learnt from the past and serves as a guide to the future. It is Literature which showcases the strongest and purest of human emotions,       
Friday, January 24, 2020
Media Violence Essays -- essays research papers
 Kenny Fuller Health The Impact of Media Violence I was reading in some of my information and it was talking about how ââ¬Å"monkey see, monkey doâ⬠ is a popular saying now days. Sixty years ago the television was invented. People looked at it as a technological curiosity (I got that part from the info). For some people now days TV is there best friend. Most of them are little kids. TV shows the news, tries to make us buy certain things, and it also shows violence. The only thing that it can do is replace written materials (Got that to). The bad thing is that these violent shows are dangering our society. Certain things on TV and movies have inspired people (I could think of any other word to use so I used theirs) to set their wives on fire, lie down in the middle of the roads, rape, steal, murder, and to do shootings. Out of 1,000 studies it is proven that media violence can have a negative affect on adults and even children. When people watch these shows it makes them more ag   gressive and anti-social. After a few days of watching these shows people become less sensitive to violence and to victims of violence. After that happens they begin to have a hunger for more violence in entertainment and in real life. Media violence is especially damaging to young children between ages 8 and under. The reason for that is because they cannot tell the difference between the real life and their dreams. Some images on the TV and movies may seem so real to them that is might traumatize them (I go...                      
Thursday, January 16, 2020
Lynching Visual Analysis
In the photo ââ¬Å"Lynching 1930â⬠ there is a crowd of people gathered around a tree, two African-American men are hanging from that tree, they are both dead. Lynching of African-Americans began to spread after the American Civil War and it was most popular in the South. Lynching African-Americans was used as a punishment usually carried out by a mob of white people to intimidate African-Americans, ââ¬Å"blackâ⬠ people suffered from violence of white people for many years they had no freedom and no citizen rights; they were considered as slaves.Between 1860 and 1890 almost 5,000 African-Americans were lynched in front of large crowds of white people. When I first saw the photo, I focused on the two men hanging from a tree, the reason I first saw this is because they are both in the middle of the picture and everything else in the picture is directing towards these men. The other people in the picture are smiling and they all look happy and relaxed at the sight of two dead    men. I was shocked when I saw the photo, what happened to these men including many others like them is unfair, cruel and immoral.The photo shocked me and I also felt disgusted by the cruelty and cold-heartedness of people looking at corpses while looking like they are about to have a celebration. In the crowd the people who are standing nearest to the photographer are all looking at the camera, one man is pointing at the corpses with a proud look on his face as if he just accomplished doing something important. Near this man, there is a young couple holding hands both smiling as if it were the happiest moment of their lives. Two other men seem careless at the horrible sight and are smoking cigars.People of all ages are gathered around the big tree, there is even a little girl who looks like she is 10 years old who is smiling. I feel horrified looking at all these smiling faces that have all seen the same thing and are joyful about it; murder. No one in the picture looks sad or disg   usted after seeing two men who have just been murdered, it is worrying to see how proud and happy people are to be taken in a picture in front of dead people. Not one person in the photo looks shocked, not the men, not the women and not even the little girl. There are people of all different ages in the photo, but the all have he same reaction to racism. Men are wearing suits or dress shirts with ties, some of them are wearing hats while the women are all wearing dresses and have short hair. People in the crowd look like they are mixed between the middle class and rich people, the person who stands out the most in the photo is a man who looks like he is in his 50ââ¬â¢s, he is wearing a white dress shirt and dark trousers, he has a thin mustache on his upper lip and he is pointing at the man hanging on the right side of the tree with a look of accomplishment on his face.An old woman is standing beside him, she seems distracted by someone else and her eyes are looking in the direct   ion of a young man who is at the right side of the photo only half his face is showing in the picture, the other half is cut out. I think this photograph was taken on a summer night because people are wearing light clothes. Women are wearing dresses with prints on them and most men are only wearing shirts without jackets.The dark sky is visible behind the tree; there are also two streetlights that appear in the picture behind the dead men. Focusing on the two dead men, they both look poor because their clothes are ripped and do not look as expensive as the clothes of the people in the crowd. The man on the left has his head looking down; he is wearing an unbuttoned shirt and trousers. I can see stains on his shirt and trousers, they looks like blood. I think the man was tortured in before being hung to the tree.The man on the right has his head tilted to the side he is wearing a shirt but instead of trousers there is a piece of cloth wrapped around his waist, the hemline is uneven a   nd he is barefoot. He also has bloodstains on his clothes. I think this photograph is one of the most famous ones because it isnââ¬â¢t only a picture of the dead men but you can also see the crowdââ¬â¢s reactions to this scene. You can see how intolerant people were and not accepting people for their skin color.I think that peopleââ¬â¢s view and feelings from this photo has changed over the years, in the 1930 this photo would be pleasant for white people to look at and it would evoke a feeling of happiness and pride when seeing the huge crowd gathered around the tree but nowadays this photo would shock anyone even white people. Peopleââ¬â¢s acceptance of different races and skin colors has evolved during the years, if this happened today it would not be acceptable like it would have been at the time the photo was taken. I am glad I do not have to see this sight nowadays because I think it is unfair to judge a person by their looks, skin color or race.    
Tuesday, January 7, 2020
Events Leading up to the Civil War Essay - 1537 Words
  1787-   In 1787 the Northwest Ordinance was passed. It helped form new states and governed them. Then the confederate government had almost no control. The United States went into a depression, farmers had their land taken away, shays rebellion came, and slavery became a topic of debate. This led to the constitutional convention. Many plans were proposed, but only compromises were accepted. Two important compromises were the Great Compromise, and the three-fifths compromise. The Great Compromise made a two house legislature, and the three-fifths compromise made slaves count as three-fifths of a free person when counting population. During the convention they also agreed that congress couldnââ¬â¢t interfere with slavery until 1808. They alsoâ⬠¦show more contentâ⬠¦After he was captured he was hung. This act frightened the South. This was a cause of the Civil War because it put fear into the southerners, and showed them how rebellious their own slaves were against them. Since they we   re so rare it made them even more frightened. This even led to the passing of harder slave codes.    1831- After the Cotton Gin was invented the demand for slaves grew rapidly. Many northerners became abolitionists. William Lloyd Garrison was an abolitionist, and he founded his own newspaper called ââ¬Å"The Liberatorâ⬠. This was a cause of the Civil War because the North and South were already divided, but the slavery issue continued to spread them further and further apart.  1845-	  	After the Missouri Compromise was made, more conflict arose. New territories were beginning to fight over the issue of slavery. These territories included Texas, New Mexico, and California. After James Polk became president he annexed Texas, and it became a state. This was a cause of the Civil War because it caused was the war with Mexico, which as a result led to the Compromise of 1850. The Compromise of 1850 made Northerners help catch runaway slaves. The South loved it, but the North hated it. Once again the North and South were spreading apart.  1846- 1848- In 1846 war with Mexico began. It was a fight for the New Mexico and California territories. Right after the war began David Wilmot proposed the Wilmot Proviso, which insisted that slavery be prohibited inShow MoreRelatedThe Missouri Compromise And Events Leading Up Of The Civil War Essay1646 Words à  |à  7 PagesThe Missouri Compromise and events leading up to the Civil War were based mainly on slavery and the two conflicting viewpoints of the American people. The compromises involving slavery were only short-term solutions for a very long-term problem. The Civil War changed the foundation of America forever. The war was inevitable, and thus, the contrasting views between the North and the South were bound to break out into warfare at some point.  	In February of 1819, Missouri applied for statehood in theRead Morecivil war963 Words à  |à  4 Pages    Prompt: There were numerous events and crises during the 1850ââ¬â¢s that contributed to the advent of the civil war. Choose three and analyze the relative significance of each in contributing to the advent of the Civil War.    During the time period of the mid 1800ââ¬â¢s there was a great deal of growing tension between the northern and southern states. Many northerners were abolitionists and were anti slavery, the northerners didnââ¬â¢t want to outlaw slavery completely but wanted to put an end to slaveryRead MoreTaking a Look at the American Civil War896 Words à  |à  4 PagesMany events during the mid-1700-1800s provoked the civil war because of the contradicting ideas between the northern states and the southern states. The conflict between the north and south that led to the civil war includes economic, social, and political events. 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April 28Th,1194 Words à  |à  5 PagesStaccone  T2 History  April 28th, 2017    Through What Events Was Slavery The Main Cause Of the American Civil War of 1861-1865    Some may argue that the main causes of the Civil War was The Missouri Compromise, the Kansas-Nebraska Act, the Compromise of 1850 and or much more. There is a multitude of reasons or causes that people can argue about what really started the War. One important factor to take in account is that most events leading up towards the Civil War really revolved to slavery. Slavery can be definedRead MoreThe Events That Caused The Civil War1688 Words à  |à  7 Pages  The Events That Caused the Civil War  One could argue that the true causes of the Civil War were statesââ¬â¢ rights and taxations. Although this played a large part in the start of the Civil War, slavery was the ultimate factor that led to this event in history. Economic and social differences between the north and the south, fights between slave and non-slave proponents, the growth of the abolition movement, and the election of Abraham Lincoln are all events having to do with slavery in the United StatesRead MoreThe Legacy Of The Vietnam War967 Words à  |à  4 Pagesdistinction of being a year in which civil unrest, social progress, and the state of change were the norm, and featured events that affected not only America, but the world as a whole. With the condition of America at the time, society was going through changes that would go on to have massive impact on how the world would progress, with some of these events having effects years afterwards.  	The Vietnam War had been going on for nine years up to this point, and the events that would occur during 1968 wouldRead MoreEruption of the Civil War975 Words à  |à  4 PagesHistory reveals that there were several key events that led to the eruption of the Civil War in 1861. For the most part, these events had merely spawned from one another and illustrated a tension based on sectional differences and proclivities that could not be repaired without a prolonged martial encounter. It is due to the belligerence of the Civil War that one can most convincingly argue that the event that proved to be most pivotal to the start of the Civil War was the Kansas Nebraska Act. This particular    
Monday, December 30, 2019
Community College For Free Essay - 1479 Words
  Community College for Free    A moderate college budget for an in-state public college for the 2015ââ¬â2016 academic year averaged $24,061. College is an extremely costly experience that limits most people from not coming into the graduation range due to the debts they would never be able to pay back throughout their life. Community colleges should have a free tuition so that upon attending, lower debt on students, a healthier lifestyle, community improvement, availability, and a smarter country may be implemented with the students.      College graduates can pull in higher paying employers, therefore the states can benefit by earning money off of these employers.  Some childrenââ¬â¢s families cannot manage to help pay for the fees, housing, meals, books, supplies, and personal/transportation expenses, even with the pell grants and other scholarships being offered to them.  Sixty percent of college students stress about not having enough money to pay for school, the other percentage are worried about not having enough to pay their monthly expenses on top of school (ââ¬Å"Collegeâ⬠).  This in return may put a burden on society from becoming booming with well advanced and bold civilians due to the lack of interaction with college level wisdom.  Studentââ¬â¢s should all have a chance at further promoting their lives to flourish  at what they believe they want to become, without having to deal with the later emotional struggles of money.  Although graduates may pull in higher paying employers, theShow MoreRe   latedobamas free community college plan Essay859 Words à  |à  4 Pagesà  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã  Ã¢â¬â¹  à  Ã  Finalà  Essayà  Promptà  (Versionà  1)à    à    à  Ã  Ã  Ã  Ã  Ã  Ã  Recentlyà  Presidentà  Obamaà  proposedà  aà  planà  toà  makeà  twoà  yearsà  ofà  communityà  collegeà  freeà  toà    allà  students,à  butà  justà  communityà  collegeà  alone.à  Thisà  doesà  notà  includeà  stateà  orà  universityà  colleges.à    Inà  myà  opinionà  thisà  planà  ofà  creatingà  aà  twoà  yearà  freeà  generalà  educationà  systemà  forà  communityà    collegesà  shouldà  beà  institutedà  forà  theà  simpleà  reasonà  Ã  thatà  ifà  youà  chooseà  toà  pursueà  aà  higherà    educationà  suchà  asà  stateà  collegeà  orà  universityà  youà  shouldà  payà  theà  tuitionà  butà  forà  thoseà  thatà  chooseà  Read MoreThe Community College Model Works Just Fine1361 Words à  |à  6 PagesCitizens Voice published an essay written by Dr. Michael MacDowell, in which he gave his opinion on Barack Obamaââ¬â¢s recent proposal to make the first two years of community college free of charge. Dr. Michael A. MacDowell, retired president of Misericordia University and a writer for Citizenââ¬â¢s Voice, disagrees with Obamaââ¬â¢s plan and makes this clear in his article s title, ââ¬Å"The Community College Model Works Just Fine.â⬠ MacDowellââ¬â¢s biggest arguments is that the community college group is not the most effectiveRead MoreFrom Milton Mirkin to Toni Cade Essays967 Words à  |à  4 Pagesworld around them, and Miltona Mirkin Cade is no different. Miltona Mirkin Cade was influenced by the black community and womenââ¬â¢s organiz   ations. (www.fembio.org)  	Milton Mirkin Cade was born on March 25, 1939 in New York City. As a child she spent most of her years with her mother, Helen Brent Henderson, and her brother, Walter. She and her family moved often but she came to call the communities of New York City and New Jersey home.  (www.answers.com)     Miltona Mirkin Cade would later change her nameRead MoreI Am A Junior At Ballard High School976 Words à  |à  4 PagesI am a junior at Ballard high school but I take classes at Shoreline Community College as a running start student. For my first two years of high school I took Advanced Placement (AP) and honors level classes. In my AP classes I had splediferous teachers that always helped me and explained everything wonderfully, but they always gave busy-work and only focused on preparing for the end of the year AP exam. In community college each class is only 10 weeks long so the teachers have to give out focusedRead MoreWhy People Choose The College That They Attend933 Words à  |à  4 PagesFour  	There are many reasons why people choose the college that they attend, but is a two year college better than a four year college? This is the question Liz Addison answers in her chapter Two Years Better Than Four (Pg. 255-58). Addison was enrolled in Virginia Community College, Southern Maine Community College, and Royal Veterinary College. She has two degrees; her first degree in biology and the second degree is from Royal Veterinary College and is now a veterinarian in Virginia.   	When discussingRead MoreCommunity vs. Individualism1546 Words à  |à  7 PagesCommunity vs. Individualism  	Individual and community are two words whose meanings contrast each other.  An individual is one who is self-sufficient and not reliant on outside forces to get whatever task complete.  A community however, is a group of individuals whose sufficiency is intertwined with one another, and therefore can rely on each other.  In her narrative essay, ââ¬Å"Community and Diversityâ⬠, Rebekah Nathan unveils the individualistic society that was her college experience.  She describesRead MoreIntro to Sociology1018 Words à  |à  5 Pagessomething. Itââ¬â¢s a method to organize chaos and when practiced it accomplishes the goal quickly and effectively. There are different methods used, but ultimately routinization produces the desired result.    1b. Strategies in the ER:    â⬠¢	In the essay by Chamblissââ¬â¢ essay, ââ¬Å"Just Another Routine Emergencyâ⬠, we learn of the best strategies that are used in the ERââ¬â¢s across the USA to routinize chaos. One of the main strategies used is keeping the public out of the work area. By doing this it helps maintain tranquilityRead MoreSchool Entrance And Placement Test Of The Midwest1426 Words à  |à  6 Pagesfrom 10-50 standardized tests. Possibly their most important test is yet to come. Colleges use the ACT in three main ways, to evaluate students in English, math, reading, and science, and writing for the purpose of college admissions, class placement, and scholarships. The purpose of the ACT is to assess academic achievement in a process free of discrimination, and error. It fails to fulfill this purpose. The main college entrance and placement test of the Midwest, the ACT, is insufficient, unethicalRead MoreAnalysis Of The New York Times By David Brooks Essay771 Words à  |à  4 PagesArgumen   tative Essay on Supporting Our Students  In an article by The New York Times, by David Brooks, called, ââ¬Å"Support Our students.â⬠ Brooks explains that instead of free college, maybe they should help college students with everyday needs. He said that college is already free for the working class and underpaid. (Brooks) He doesnââ¬â¢t believe that making community college free will help anymore with the debt, then it did before. In sum, I will discuss the argument that David Brooks portrays and explainRead MoreInternships Do More Harm Than Good965 Words à  |à  4 Pagesis a work-related learning experience for individuals who wish to develop hands on work experience in a certain occupational field. Most internships are temporary assignments that last approximately three months or up to a year. After reading the essayââ¬Å" Take This Internship and Shove it ââ¬Å" by Kamenetz Anya who graduated from Yale University, I agree with her that internships do more harm than good because of the opportunity cost, over- id   entify and impact on the economy, not teach the intern the skill    
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